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Yes, times are changing and new ways of thinking are on the agenda. However, I want to talk a little of cause and effect. Inequality is an effect. Riots are an effect. Bubbles are an effect. Austerity or money printing are effects. The effects are plain to see. What is the cause? While each must do their own thinking I venture that the real causes are as follows: (I) General apathy amongst middle class of 1st World Countries – a TED talk on these issues might get 100 000 hits on Youtube. A dog falling in the pool is sure to crack 10 million, and that is to say nothing of Gangnam style! (II) Government interference in business and vice versa. Government should really stay out of business and this should be constitutionally protected. I understand that they enter this arena with an apparent intent to do good but the end result is asset bubbles, raided bank accounts and eternally revolving doors. (III) Small is beautiful. Decentralize democracy and decision making power. Bring it down is a small level and many of the ‘failures of democracy’ will go away. Of course certain things must still be done nationally (the Military) but allow counties, cities and similar the real power. Also, encourage smaller business through taxation and labor laws. (IV) Ban campaign contributions from companies and from individuals over 1000 Dollars – democracy should not be for sale. (V)Constitutionally limit fractional lending to 2:1. (VI) Limit the size of banks. (VII) Let interest rates float on the open market.